Pablo J. Pino is the South Florida Market President at TD Bank. In this role, he is responsible for the Community Lending of all of South Florida. Pino, who joined TD Bank in 2008, he has over 30 years of experience in commercial and retail banking. Prior to joining TD Bank, Pino spent 15 years with Manufacturers Hanover, which was acquired by JP Morgan Chase, and held positions with increasing seniority at other financial institutions. He was been instrumental in building TD Bank’s strong commercial portfolio, as well as securing top talent to continually strengthen the commercial banking team in South Florida. Pino serves on the boards of The Education Fund, United Home Care, the Center for Financial Training, the Urban League of South Florida, and the Beacon Council.